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Merrillville Mortgage | A&M Mortgage Group: Larry Penilla

Welcome to A&M Mortgage Group!

I'm Larry Penilla. When it comes to your Merrillville mortgage there's no one more passionate and dedicated to helping you get the best deal than me.

A&M Mortgage Group is committed to assisting you with all of your mortgage needs in Northwest Indiana and the surrounding areas.  We're very seasoned mortgage consultants -- ready to earn your trust and prove to you we truly are the best in the Northwest Indiana and Chicagoland areas.

We promise to answer all of your questions and concerns in a timely manner and serve you in a friendly, caring way. The process of a mortgage can be long and tough to understand, so we do our best to make it as simple as possible.

Throughout our website, you'll find plenty of resources freely available to you to help make your process easier to navigate. We offer several mortgage reports and mortgage calculators for you to use as a resource. We also offer a full page of home buying resources that provide you with links to resources such as cleaning services, community information, home construction information, electrical services, schools and education, home inspection, heating and cool and much more!

Loan Options We Offer

First time home buyer loans

Second home mortgages

Home refinance

Home equity

FHA mortgages

VA - Veteran mortgages          

Conventional and Jumbo mortgages

USRD - Rural Development mortgages

Down Payment Assistance

MCC - Mortgage Credit Certificates...

Areas We Serve

We are located in Merrillville. I also offer mortgage services statewide in Indiana and Illinois but primarily in many of the surrounding communities, including but not limited to: Schererville, Crown Point, Highland, Hobart, Portage, Valparaiso, Munster, Griffith, Dyer, Saint John and Hammond.

If you are located in the area and are seeking a mortgage, contact me to find out how I can help!

Merrillville Mortgage and Real Estate

As a Merrillville loan originator, I make sure I keep up to date on the latest mortgage and housing trends in the area. The more we know about what’s going on around us, the better we can help you.

Since January 2013, housing prices have gradually increased in the area. In a three-month period from January to March 2013, the average sale price on a home was $409,842. One year later in 2015, this price increased to $442,456 and in 2016 it hit $471,347.


What We Do

The A&M Mortgage Group helps families in Merrillville and the surrounding areas realize their dreams by providing knowledgeable, professional advice complimented by fast service. We aim to build lifelong friendships with our clients and the best way to do that is to show them how much we care. My team and I do this by getting our clients the best deals and earn their trust by delivering favourable results. 

Check out some of the things my clients have said about our service:

Google Client Reviews

Facebook Client Reviews

YELP Client Reviews

The Town of Merrillville

Located in Lake County, Indiana, Merrillville has a population of 35,246 and became the largest town in Indiana in 2015 after the town of Fishers became a city. The town was named Merrillville after two brothers, Dudley and William Merrill.

Today, Merrillville is a popular spot for retail trade in Northwest Indiana while the town is also home to two Purdue University-affiliated facilities as well as the headquarters of NiSource, a Fortune 500 company.

Merrillville officially became a town in Indiana in 1971. Visitors and residents alike have a variety of options to choose from when it comes to things to do in Merrillville. Shopping, dining and entertainment options run throughout the town and provide you with many things to keep you busy.

Deep River Waterpark offers a perfect place for the family to cool down at in the summer while they can also attend special events and ice skating here during the winter months. The town also has two golf courses, a ballet theater, a comedy club and a concert theater to satisfy all of your cravings for a great night out.

The Merrillville Community Planetarium and Merrillville-Ross Township Historical Museum offers visitors an educational experience combined with the city’s wide selection of great restaurants makes for a fantastic family afternoon.

For a complete list of things to do in Merrillville and the surrounding areas, check out this link:



Why Larry for your Merrillville Mortgage?

Whatever your mortgage needs may be, my team and I are the ones you can trust when it comes to your mortgage. If you are still in need of some convincing on why you can trust us with your mortgage, consider the following:

  1. We are upfront and honest about everything!
  2. We’re not just your regular 9 to 5 mortgage business! We are available past the typical 9 to 5 business hours – including weekends – to answer all of your questions.
  3. We are personable! You’re not just another client with us. You are our friend.
  4. We understand you. Whatever your specific situation is, we work to understand it so we can best help you get the right deal.
  5. You deserve it! We believe that you deserve to be treated with respect, honesty and kindness.

The mortgage process can be a complex journey and that’s why my team and I work to make it as simple and understanding as possible for you.

If you’re looking for more information, have any questions or want to get started today, contact me today! I look forward to working with you.

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