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"Did You Here What They Said About Larry Penilla?
        …You Could Be Next!"

"Larry Penilla is The Best.  We bought three houses thru Larry - all were easy and smooth.  He is an asset to your company!" 

-- Dan & Chris Allegra, Portage, IN


"I was very pleased with the way Larry Penilla handled our mortgage.  We knew before we left his office, after our 1st meeting that we had our loan.  We will recommend him to everyone."  

-- Karl Bapst, Wheatfield, IN


"I worked w/ Larry Penilla when he was with another company.  He was so very helpful to me, and I learned a lot from him…when it was time-I remembered him & his thoughtfulness.  …I decided to track him down.  He's great!  Thanks, Larry!"  

-- Cathy & Roger Blashill, Lowell, IN


"Larry Penilla, our loan consultant was very professional and informative.  He made the whole process easy.  I'll recommend him to friends & family."  

-- Lori Brant, Michigan City, IN


"Larry Penilla made us feel very comfortable in our loan process.  He was very professional, plus added a personal touch.  You should be proud to have him as part of your team!"  

-- The Bryants, Crown Point, IN


"Our mortgage consultant was Larry Penilla.  He was more than excellent -answered all questions & provided us with an accurate solution to our complex problem the first time we met him.  He answered all calls promptly (in less than 1 hour).  We have nothing but praise for Mr. Penilla & his mortgage company.  If we are asked for a good company- they will most certainly be referred to you!"

-- Don & Judy Carr, Crown Point, IN

"To Whom It May Concern, our recent experience with Wells Fargo Home Mortgage was a most pleasant one.  Your agent, Larry Penilla was very helpful in all needs for our loan.  Larry is a very big asset to his company, and is a credit to loan officers in all loan companies.  I can't say enough about Larry or Wells Fargo, so I will just say Thank you very much!" 

-- Willa D. Collins, Portage, IN


"Larry Penilla was the main reason we went with your company.  Your costs were not the cheapest, but we needed to trust somebody after being burnt by another company on our first home loan.  Larry completely walked us through so there were now surprises.  Thanx!"  

-- Regino & Karolyn Egipciaco, Jr., Dyer, IN


"Just wanted to let you know Larry Penilla helped us greatly.  He is the reason we came to his company."  

-- Robert & Kathleen Gachino, Schererville, IN


"…I am very grateful to Larry at Wells Fargo Home Mortgage.  He worked with us, and assured me he would do all he could to make my dream come true!  Thanks, I love my new home!" 

-- Sharon Gavin, Merrillville, IN


"Larry Penilla, the loan officer at the Merrillville branch, and his processor, Lillian are wonderful.  Larry is a terrific loan officer."   

-- Christine Hall, Realtor, Highland, IN


"We started out with another company, because a friend worked there and we were having nothing but trouble.  So, we called Larry Penilla.  He was able to do the type of job for us that I thought a friend of ten years should have done.  The company for the people buying our house set a closing date and had a two-week head start on Larry.  Larry gave his all and was ready to close on that date!  Too bad the other company wasn't ready for another week and a half.  We were happy with our rate, and our closing costs were lower than anyone else I talked to.  We couldn't be happier and have already started telling people about Larry Penilla!"  

-- Rocky & Elaine Jordan, Wheatfield, IN


"My mortgage representative was Larry Penilla.  He went above the call of duty on everything concerning my family's needs.  I can't put in words what a kind, compassing, informative, business-like professional he was.  We were completely satisfied!"  

-- Jovica Kenjic, Hobart, IN


“My loan officer was wonderful.  My past loan officers were terrible.  I will be returning to Larry Penilla – he was awesome!  No problems whatsoever!”  

-- Steven Krumdick, Hammond, IN


I am VERY pleased with the service that I received, and I was 300 miles away from my mortgage consultant!  After finding a home that my wife and I “agreed to”, we were closing the loan in 3 weeks!  There was no additional information required which slows down the process.  My consultant knew what was needed, and asked for this information on a checklist from, again to speed up the process.  This consultant is a keeper!!!”  

-- Donald E. Scholebo, Santa Claus, IN


“We didn’t want to lose the home we chose, but made a contingent offer.  If a firm offer came in, I wanted to be able to buy the new home without selling my old home.  I spoke to 4 lenders and only Larry Penilla…could come up with possibilities.  He was the only one who seemed interested in discussing creative financing options with me.  Luckily, we did sell our home, but Larry had both options planned out so our loan could go conventional or creative.  Don’t lose this guy, he’s really good!!!”

-- Russ & Pamela Madson, Lake Station, IN


“Larry Penilla was helpful, and kept pursuing our loan even when we had given up ourselves.  We will recommend him to all of our friends!” 

-- Mike & Debbie Oetman, Portage, IN


“Our experience was very informative and understandable, and we just would like to thank Larry Penilla for being down-to-earth and friendly.”  

-- Victoria & Pamela Paolone, Portage, IN


“Larry Penilla…was extremely helpful, knowledgeable, a just plain nice.  He went above and beyond the call of duty for us.  I am very pleased.”  

-- Linda Perez, Crown Point, IN


“Larry Penilla was an excellent person to have working for us. We bought our first home w/ his help & guidance. Your company is lucky to have such a talented person working for them.”

-- Ghotra Tejinder & Perumal Sarangabany, Algonquin, IL


“I was very impressed with Larry Penilla the way he presented himself and the company.  I will recommend all of my friends to him.”  

-- Mark Vaupel, Crown Point, IN


“Mr. Larry Penilla goes out of his way to help.” 

-- Marian & Wanda Walczak, Porter, IN


“It was a pleasure working with Larry.  He has a wonderful personality.  Thanks!”

-- The Wiermans


“Our loan officer, Larry Penilla was the best!  He explained everything in detail and was most helpful.  He is a true asset to your company!”  

-- Robert & Jennifer Wilson, Hobart, IN


“Larry Penilla was a very pleasant and a generous gentleman who indeed helped me to get a loan for my first home.  Thank-you.”

-- Fabiola Yanez, East Chicago, IN


“Larry Penilla is a very good sales professional, and it was a pleasure doing business with him…” 

-- Thomas Yuran, Highland, IN


“I was very satisfied with the service I received by all involved with my new mortgage.”

-- Ruth M. Zehring


“Larry, I just wanted to send you a note to thank you for all of your help with my mortgage and home purchase.  I will surely recommend you to family and friends and I’ll be sure to complete any surveys or questionnaires about the great service I received from you and your company.

--Tangie Y. Moore-Hopson, Hammond, IN


“Thanks, Larry for your great service.  By objective comparison, I can assure you that your qualifications as a loan officer and integrity and sincerity to customer satisfaction are of superiority.”

-- Jeff Sunny of Sunny and Associates, Merrillville, IN


“Larry, we wanted to send a special note to let you know just how much we care.  Thank you!  You helped get (us) qualified for the first time and were patient with our many questions & concerns.  Your manner was cordial & warm.  We needed it that way, especially because we were new to it all.  Again, thank you kindly for your efforts.  If we know we will be staying in the area, we will surely look you up to help us again…”  

-- Charmaine & Jim Hines, Merrillville, IN


“Larry, I just wanted to thank you for all the hard work you did to make one of my families dreams come true.  It’s the caring and dedication that you and your company has for your clients that keeps you head & shoulders above all the rest.  Once again, Thank you for making our dream come true!! 

P.S. Keep up the great work!”

-- Terry L. Bess and Family, Dyer, IN

Larry and his team were excellent. They helped us close our loan ahead of schedule and were friendly yet professional during every step of the process. Buying our first home during a pandemic was a challenge, but being able to complete our mortgage application online sped up the process. On top of the great customer service, Larry was able to provide the best mortgage rate around. Id recommend Larry and his team to anyone.
Andrew Youngquist
Larry and his team were great to work with. They were very professional and friendly. They answered all my questions quickly. My loan closed on time and I got a great rate. I would definitely use Larry and his team again!!
Paula Kmetz
Larry and everyone at the office were very helpful and very knowledgeable regarding first time home buyers. They were able to get me a very low rate. I would definitely refer Larry to anyone looking to purchase a home.
Elois Mabon
Before you look for a house see Larry Penilla at A & M Mortgage. With his team we were able to put in a below list price offer, get it accepted with no counter and close in under 30 days. Larry and his team helped me get the most house for my qualifications and fine tune all my documents to get the best interest . great job Larry. Thanks to your team.
George Kalfas Sr
Larry was wonderful to work with! Very helpful, quick responses, and did a great job! We would highly recommend him and his company!!
Joy Pomeroy
"Today my family and I celebrate our first year in our new home. The process was made possible by the hard work, dedication and care of Larry Penilla. This is our second time working with him and both experiences have been a blessing. Thank you Larry for your professionalism and kindness as you help make people's dreams come true in homeownership. "

Diane S
Crown Point, In
Testimonial from Diane S (03/08/2016)
Buying a home, refinancing, all of it... can be very overwhelming, however, Larry & Christina went out of their way to provid us with the guidance & information needed to make our experience painless.  This is our 2nd time around with Larry Penilla and if there is a need for more business down the road, we will reach out to him once again.  Thank you!

Diane B. from Dyer, IN
Diane B.
Larry seemed efficient and professional. Thanks I will consider using him for my buyers future needs. 

Jessalynn E. -- a Realtor in Crown Point
Jessalynn E.
Awesome, Larry was professional, attentive and knowledgeable through out the whole process. HIGHLY recommended I send referrals:)

Dawn N. - Hobart, IN
Dawn N.
Larry Penilla and people at A&M mortgage were very helpful and got me the best possible rate for me. Would use their services again.

Gordon M. -- Lowell, IN
Gordon M.
Larry and his team are the best! They are very knowledgeable, patient, and great to work with. They made the process of getting a mortgage a comforting experience. Thank you Larry and team!

Sandra K. of Crown Point, IN
Sandra K.
Larry was honest, timely and answered all questions we had.  He helped make the "mortgage experience" as painless as possible.

Chris P. of Crown Point, IN
Chris P.
Extremely fast service! I have a beautiful home because of Larry's help, experience and his efficient staff. Thank you again!!!!

Laura T. - Dyer, IN
Laura T.
Mr. Larry Penilla was very attentive, informative, and provided the best kind of service.

Maria G. - Griffith, IN
Maria G.
Larry is the best. He gives it to you straight and will bend over backwards to help you get your mortgage.

Cathleen E. of Hobart, IN

Cathleen E.
A couple years ago, Larry Penilla and his mortgage team helped my husband and I refinance our mortgage to a much lower interest rate.  Having worked with Larry in the past when I was a real estate broker, I knew the quality of his professionalism.  I highly recommend him to all my family members and friends.  He's simply your "neighborhood" good better anywhere.

Charlotte F. - Valparaiso, IN
Charlotte F.
Larry provided excellent service and helped us strategize for the best possible game plan.  I highly recommend him.

Carey Y. - Crown Point, IN

Carey Y.
Would recommend others to him.
Gerald D.
First time homeowner. Larry and his team made getting my mortgage easier than I could have possibly imagined. A+ company and A+ individuals
Elie E.
I had a great experience at A&M. Larry Penilla was professional as well as very knowledgeable about the process. I feel that he went above and beyond what was required to help me obtain a mortgage. He was very honest and forthright every step of the way. I highly recommend him to anyone.

Stephanie C. of Merrillville, IN
Stephanie C.
I had a great experience at A&M. Larry Penilla was professional as well as very knowledgeable about the process. I feel that he went above and beyond what was required to help me obtain a mortgage. He was very honest and forthright every step of the way. I highly recommend him to anyone.
Mara D.
I had a great experience at A&M. Larry Penilla was professional as well as very knowledgeable about the process. I feel that he went above and beyond what was required to help me obtain a mortgage. He was very honest and forthright every step of the way. I highly recommend him to anyone.
Mara D.
Professional, efficient, personable and went the extra mile to work with us to get the job done.
John R.
Larry was very helpful and helped me get a low interest rate for the house I purchased.  It was a very smooth process.
Angela B.
Larry Penilla and his staff took the time to get to know us and what we wanted in our first home buying experience. They are a professional and courteous team who work hard to satisfy your personal financial needs.
Jeffery F.
Larry did an awesome job getting us what we wanted and needed for our  growing family. His very dedicated and faithful to all his customers regardless of their finances. I would recommend him many times over.

Yadira S. - Portage, IN
Yadira S.
With mediocre credit and not much for down payment Mr. Penilla still got us setup and into a house we wanted and in our price range. What more do you need?!
Curtis A.
Fantastic, Larry Penilla  was a Great help.
Robert E.
Complete in every way ..
Arthur J.
Mr. Penilla walked us through every step and took the time to answer in detail any and all our questions.
Gerardo A.
Hello Larry,   Very happy doing business with you.   Will definitely contact you if we ever buy another home!   Mary
Mary T.
Absolutely the mortgage experience for both of us !!!  Speedy, professional and without any phone tag :) Larry is by far the BEST in the business !!!!!!
Patti C.
Larry took the time to answer all of our questions and presented us with all the available mortgage options.  He kept us well informed throughout the whole process.  It was a treat to work with him and A&M and we plan to use them again when we decide to move again!
Jason B.
Our refinancing experience with A&M went smoothly.  We have done business with Larry Penilla for many years and have never been disappointed in his handling of our home mortgage needs.
Yvonne J.
Fantastic loan officer!  HIGHLY RECOMMEND!
Steven W.
I have worked with Larry on 3 mortgages every time he has delivered with impeccable service and attention to detail.  I have recommended Larry to my friends and he has always delivered.   Thank you Larry.
Timothy O.
Everything went so smoothly almost like to "good to be true", but it did! We were very pleased with the process and would highly recommend to others to Larry.
Randy B.
My experience was wonderful. Larry did a great job with listening to our needs, our concerns and did everything he could to make sure we were happy. I would definitely use A&M Mortgage Group again!
Jennifer J.
Larry Penilla and his team worked countless hours to help me and my family accomplish our goal of owning a home. Larry not only gave me advice but he made me feel like he cared and it showed! I will definitely recommend Larry and his team to anyone I know looking to buy a home.
Jennifer M.
It was a very easy process to obtain our mortgage for buying our house.  Larry Penilla was very helpful.
Eric N.
Larry, Thank you for everything you did, It was a very pleasant experience from start to finish!! Will recommend your firm to  friends and family in the future!!  Ken Carlson.
Kenneth C.
Great help always returned calls promptly! Loved working with Larry and his team!!
Joseph O.
I had a wonderful experience with Mr. Larry Penilla and the whole A&M Mortgage Group. They are a very nice, knowledgeable and professional group to work with. Thank you Mr. Penilla for all your hard work, great job!.
Steven B.
When anyone I care about asks me to refer a great local mortgage loan officer, Larry Penilla is at the top of the list and has been for years. I’ve worked with him personally and professionally for many years. My experience is, he takes care of his clients as well or better than anyone I know. He’s a mortgage pro you can definitely count on.

Christina K. - Dyer, IN
Christina K.

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