Many state, county and local government programs offer financing for qualifying low-to-moderate income families wishing to purchase their first home. Loan assistance programs like Mortgage Credit Certificate (MCC) offer a partial tax credit for interest on the loan.
These programs typically offer:
More relaxed qualifying guidelines
Lower upfront fees
Lower interest rate
Fixed rate
I specialize in helping First Time Home Buyers. I will advise the best program and options based upon your unique financial situation and needs...Larry Penilla