Larry Penilla

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Welcome to www.LarryTheMortgageGuy.com!

For 22 years, I’ve been helping Realtors, Builders, First Time Home Buyers and Homeowners get the best Government (FHA, VA, Indiana Housing, USRDA) and Conventional home loans, programs and mortgage services for Real Estate in Northwest Indiana (primarily Lake County, Porter County, Jasper, Newton, and La Porte Counties).

We are Northwest Indiana's specialist for the following:

Conventional Mortgages * Home Buying
Credit Repair * Indiana & Local Housing Assistance
Debt Consolidation * New Construction
Down Payment Assistance Programs * PMI
FHA Mortgages * Preapproval
FICO Score Analysis/Optimization * Refinance
First Time Home Buyer Programs * Grants
Seller Strategies, Tips, and Assistance
Veterans Administration - VA Mortgages

Much more upon your request. If you want specific or personalized information & advice, tell me what your plans are and how I can help you. Just fill out and submit a quick contact form. Of course you can call me anytime. If you’re a qualified Realtor or Builder, perhaps you’re looking to work with a mortgage loan officer who has survived and prospered over 22 years of good and bad Real Estate and interest rate markets. Whether you’re a buyer or have a home for sale, a Realtor or Builder, you just can’t afford to work with average Joe loan officer in today’s Real Estate market. I hope you agree.

All good wishes my friend and thanks for visiting!

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Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.